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2026 tax year · Rates verified October 20, 2026

British Columbia vs Quebec Income Tax 2026

At $80,000, you take home $4,145 more a year in British Columbia than in Quebec, about $345 a month. Enter your own pay to compare take-home pay, tax and contributions side by side.

Add other income or RRSP

Example: $80,000 salary

At $80,000, you take home $4,145 more a year in British Columbia than in Quebec, about $345 a month.

British Columbia$61,157$5,096 a month
Quebec$57,012$4,751 a month
Difference$4,145more in British Columbia
British ColumbiaQuebecBritish Columbia − Quebec
Federal tax$9,243$7,675+$1,568
Provincial tax$4,031$9,378−$5,347
CPP / QPP$4,446$4,695−$249
EI and QPIP$1,123$1,240−$117
Total tax and contributions$18,843$22,988−$4,145
Take-home pay$61,157$57,012+$4,145
Average tax rate16.59%21.32%
Marginal tax rate27.07%34.62%
Provincial basic personal amount$13,216$18,952
Sales tax on most purchases12%14.975%

Difference at other salaries

British Columbia leaves you with more take-home pay at every salary from $20,000 to $300,000.

−$5k$0+$5k+$10k+$15k+$20k$50k$100k$150k$200k$250k$300kYou: $80,000$20,000: British Columbia $18,589, Quebec $18,537$25,000: British Columbia $22,563, Quebec $21,984$30,000: British Columbia $26,254, Quebec $25,352$35,000: British Columbia $29,793, Quebec $28,720$40,000: British Columbia $33,333, Quebec $32,088$45,000: British Columbia $36,872, Quebec $35,456$50,000: British Columbia $40,574, Quebec $38,824$55,000: British Columbia $44,203, Quebec $42,192$60,000: British Columbia $47,755, Quebec $45,329$65,000: British Columbia $51,044, Quebec $48,180$70,000: British Columbia $54,348, Quebec $51,045$75,000: British Columbia $57,711, Quebec $53,965$80,000: British Columbia $61,157, Quebec $57,012$85,000: British Columbia $64,603, Quebec $60,060$90,000: British Columbia $68,193, Quebec $63,235$95,000: British Columbia $71,783, Quebec $66,410$100,000: British Columbia $75,373, Quebec $69,585$105,000: British Columbia $78,875, Quebec $72,768$110,000: British Columbia $82,325, Quebec $75,962$115,000: British Columbia $85,775, Quebec $78,969$120,000: British Columbia $89,067, Quebec $81,829$125,000: British Columbia $92,153, Quebec $84,544$130,000: British Columbia $95,238, Quebec $87,258$135,000: British Columbia $98,324, Quebec $89,970$140,000: British Columbia $101,409, Quebec $92,597$145,000: British Columbia $104,412, Quebec $95,224$150,000: British Columbia $107,377, Quebec $97,851$155,000: British Columbia $110,342, Quebec $100,478$160,000: British Columbia $113,307, Quebec $103,105$165,000: British Columbia $116,272, Quebec $105,732$170,000: British Columbia $119,237, Quebec $108,359$175,000: British Columbia $122,202, Quebec $110,986$180,000: British Columbia $125,167, Quebec $113,613$185,000: British Columbia $128,051, Quebec $116,173$190,000: British Columbia $130,852, Quebec $118,662$195,000: British Columbia $133,579, Quebec $121,151$200,000: British Columbia $136,274, Quebec $123,641$205,000: British Columbia $138,970, Quebec $126,130$210,000: British Columbia $141,665, Quebec $128,620$215,000: British Columbia $144,360, Quebec $131,109$220,000: British Columbia $147,055, Quebec $133,599$225,000: British Columbia $149,751, Quebec $136,088$230,000: British Columbia $152,446, Quebec $138,577$235,000: British Columbia $155,141, Quebec $141,067$240,000: British Columbia $157,836, Quebec $143,556$245,000: British Columbia $160,532, Quebec $146,046$250,000: British Columbia $163,227, Quebec $148,535$255,000: British Columbia $165,922, Quebec $151,025$260,000: British Columbia $168,603, Quebec $153,502$265,000: British Columbia $171,113, Quebec $155,837$270,000: British Columbia $173,500, Quebec $158,172$275,000: British Columbia $175,825, Quebec $160,506$280,000: British Columbia $178,150, Quebec $162,841$285,000: British Columbia $180,475, Quebec $165,176$290,000: British Columbia $182,800, Quebec $167,511$295,000: British Columbia $185,125, Quebec $169,845$300,000: British Columbia $187,450, Quebec $172,180
  • Bars above $0: more take-home in British Columbia
  • Bars below $0: more take-home in Quebec
Show as a table
SalaryBritish ColumbiaQuebecBritish Columbia − Quebec
$25,000$22,563$21,984+$578
$50,000$40,574$38,824+$1,750
$75,000$57,711$53,965+$3,746
$100,000$75,373$69,585+$5,788
$125,000$92,153$84,544+$7,609
$150,000$107,377$97,851+$9,526
$175,000$122,202$110,986+$11,216
$200,000$136,274$123,641+$12,633
$225,000$149,751$136,088+$13,663
$250,000$163,227$148,535+$14,692
$275,000$175,825$160,506+$15,318
$300,000$187,450$172,180+$15,270

Take-home on $80,000 in every province

  • Nunavut $62,299
  • Northwest Territories $61,166
  • British Columbia $61,157
  • Yukon $61,039
  • Alberta $60,698
  • Ontario $60,303
  • Saskatchewan $59,022
  • New Brunswick $58,246
  • Manitoba $58,228
  • Newfoundland and Labrador $57,857
  • Prince Edward Island $57,335
  • Quebec $57,012
  • Nova Scotia $56,439

Take-home pay by salary: British Columbia vs Quebec

Single employee, employment income only, 2026 rates.

SalaryBritish Columbia take-homeQuebec take-homeDifferenceMore in
$30,000$26,254$25,352$902British Columbia
$50,000$40,574$38,824$1,750British Columbia
$60,000$47,755$45,329$2,426British Columbia
$75,000$57,711$53,965$3,746British Columbia
$90,000$68,193$63,235$4,959British Columbia
$100,000$75,373$69,585$5,788British Columbia
$125,000$92,153$84,544$7,609British Columbia
$150,000$107,377$97,851$9,526British Columbia
$200,000$136,274$123,641$12,633British Columbia
$250,000$163,227$148,535$14,692British Columbia

Where the difference comes from

  • Tax-free amount. British Columbia’s basic personal amount is $13,216, lower than Quebec’s $18,952. Income up to that amount carries no provincial tax.
  • Lowest rate. British Columbia starts at 5.6% and Quebec at 14%.
  • Top rate. Combined with federal tax, the top rate is 53.50% in British Columbia, from $265,545 of taxable income, and 53.31% in Quebec, from $132,245.
  • B.C. tax reduction. B.C. gives up to $690 off provincial tax for net incomes under $44,952.
  • Quebec’s system. Quebec residents file a separate Quebec return, get a 16.5% cut to federal tax, and pay QPP, a lower EI rate and QPIP instead of CPP and regular EI.

Sales tax in British Columbia and Quebec

Sales tax is separate from income tax but affects the cost of living. British Columbia charges 5% GST + 7% PST, Quebec charges 5% GST + 9.975% QST. On $1,000 of taxable purchases that is $120 in British Columbia and $150 in Quebec. Groceries and some other basics are tax-free everywhere.

What’s different in each for 2026

British Columbia

  • B.C. Budget 2026 raised the lowest rate from 5.06% to 5.60% for the whole 2026 year, on the first $50,363 of taxable income.
  • The B.C. tax reduction credit rose to $690. It shrinks by 3.56% of net income above $25,570 and is gone at $44,952.
  • B.C. has paused indexing its brackets and credits at 2026 levels for 2027 to 2030.

Quebec

  • Quebec residents file a separate Quebec return (TP-1) with Revenu Québec, and their federal tax is cut by a 16.5% abatement.
  • Quebec workers pay QPP at 6.30% instead of CPP at 5.95%, a lower EI rate of 1.30%, and QPIP premiums of 0.43%.
  • Quebec’s basic personal amount is $18,952, and the deduction for workers lowers Quebec taxable income by up to $1,450.

Full calculators: British Columbia income tax calculator · Quebec income tax calculator

How the comparison works

Both columns use the same income and the same 2026 engine as our income tax calculators: federal and provincial brackets, basic personal amounts, QPP or CPP, EI and each province’s own surtaxes, premiums and reductions. Federal tax is the same everywhere except Quebec, so the difference comes from provincial tax and Quebec’s different payroll contributions.

You pay provincial tax to the province where you live on December 31. It assumes a single person claiming only the basic credits and does not yet include dividends, Ontario’s LIFT credit, low-income tax reductions in Nova Scotia, New Brunswick, Newfoundland and Labrador and P.E.I., age, pension, spouse, dependant, disability, medical, tuition and donation credits, refundable benefits, and alternative minimum tax.

Frequently asked questions

Is income tax higher in British Columbia or Quebec?

It depends on income. For 2026, take-home pay on a $50,000 salary is $1,750 more in British Columbia; on $100,000 it is $5,788 more in British Columbia; on $200,000 it is $12,633 more in British Columbia. British Columbia leaves you with more take-home pay at every salary from $20,000 to $300,000.

How much more would I take home in Quebec than in British Columbia on $100,000?

On a $100,000 salary in 2026, take-home pay is $69,585 in Quebec and $75,373 in British Columbia, a difference of $5,788 a year.

If I move from British Columbia to Quebec during 2026, which province taxes me?

The province where you live on December 31, 2026 taxes all of your 2026 income. If you move in November, you pay Quebec tax for the whole year. Your employer may keep deducting British Columbia tax until you update your details, so expect a refund or balance owing at filing.

Does this comparison include sales tax and cost of living?

The take-home figures cover income tax, QPP or CPP, EI and QPIP only. Sales tax rates are shown separately. Housing, benefits, health premiums outside Ontario and other living costs are not included.

What does the comparison leave out?

It assumes a single person claiming the basic credits. It does not yet include dividends, Ontario’s LIFT credit, low-income tax reductions in Nova Scotia, New Brunswick, Newfoundland and Labrador and P.E.I., age, pension, spouse, dependant, disability, medical, tuition and donation credits, refundable benefits, and alternative minimum tax.

Sources

Rates were last verified on October 20, 2026 and are checked by 57 automated tests against CRA and Revenu Québec figures.

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