TaxLoonie

2026 tax year · Rates verified October 20, 2026

Ontario vs Manitoba Income Tax 2026

At $80,000, you take home $2,074 more a year in Ontario than in Manitoba, about $173 a month. Enter your own pay to compare take-home pay, tax and contributions side by side.

Add other income or RRSP

Example: $80,000 salary

At $80,000, you take home $2,074 more a year in Ontario than in Manitoba, about $173 a month.

Ontario$60,303$5,025 a month
Manitoba$58,228$4,852 a month
Difference$2,074more in Ontario
OntarioManitobaOntario − Manitoba
Federal tax$9,243$9,243$0
Provincial tax$4,885$6,960−$2,074
CPP$4,446$4,446$0
EI and QPIP$1,123$1,123$0
Total tax and contributions$19,697$21,772−$2,074
Take-home pay$60,303$58,228+$2,074
Average tax rate17.66%20.25%
Marginal tax rate28.46%31.92%
Provincial basic personal amount$12,989$15,780
Sales tax on most purchases13%12%

Difference at other salaries

Ontario leaves you with more take-home pay at every salary from $20,000 to $300,000.

−$1k$0+$1k+$2k+$3k+$4k$50k$100k$150k$200k$250k$300kYou: $80,000$20,000: Ontario $18,589, Manitoba $18,274$25,000: Ontario $21,833, Manitoba $21,749$30,000: Ontario $25,482, Manitoba $25,224$35,000: Ontario $29,223, Manitoba $28,699$40,000: Ontario $32,814, Manitoba $32,174$45,000: Ontario $36,554, Manitoba $35,649$50,000: Ontario $40,145, Manitoba $39,075$55,000: Ontario $43,861, Manitoba $42,453$60,000: Ontario $47,340, Manitoba $45,772$65,000: Ontario $50,556, Manitoba $48,829$70,000: Ontario $53,786, Manitoba $51,899$75,000: Ontario $56,926, Manitoba $55,024$80,000: Ontario $60,303, Manitoba $58,228$85,000: Ontario $63,679, Manitoba $61,432$90,000: Ontario $67,197, Manitoba $64,770$95,000: Ontario $70,714, Manitoba $68,107$100,000: Ontario $74,206, Manitoba $71,445$105,000: Ontario $77,632, Manitoba $74,602$110,000: Ontario $81,032, Manitoba $77,707$115,000: Ontario $84,337, Manitoba $80,812$120,000: Ontario $87,343, Manitoba $83,817$125,000: Ontario $90,172, Manitoba $86,647$130,000: Ontario $93,002, Manitoba $89,477$135,000: Ontario $95,831, Manitoba $92,307$140,000: Ontario $98,661, Manitoba $95,137$145,000: Ontario $101,490, Manitoba $97,967$150,000: Ontario $104,320, Manitoba $100,797$155,000: Ontario $107,089, Manitoba $103,627$160,000: Ontario $109,841, Manitoba $106,457$165,000: Ontario $112,592, Manitoba $109,287$170,000: Ontario $115,344, Manitoba $112,117$175,000: Ontario $118,095, Manitoba $114,947$180,000: Ontario $120,847, Manitoba $117,777$185,000: Ontario $123,518, Manitoba $120,526$190,000: Ontario $126,105, Manitoba $123,192$195,000: Ontario $128,692, Manitoba $125,857$200,000: Ontario $131,278, Manitoba $128,522$205,000: Ontario $133,715, Manitoba $131,154$210,000: Ontario $136,302, Manitoba $133,777$215,000: Ontario $138,889, Manitoba $136,400$220,000: Ontario $141,475, Manitoba $139,022$225,000: Ontario $144,002, Manitoba $141,645$230,000: Ontario $146,510, Manitoba $144,268$235,000: Ontario $149,019, Manitoba $146,890$240,000: Ontario $151,528, Manitoba $149,513$245,000: Ontario $154,037, Manitoba $152,136$250,000: Ontario $156,546, Manitoba $154,758$255,000: Ontario $159,054, Manitoba $157,381$260,000: Ontario $161,549, Manitoba $159,989$265,000: Ontario $163,872, Manitoba $162,426$270,000: Ontario $166,196, Manitoba $164,864$275,000: Ontario $168,519, Manitoba $167,301$280,000: Ontario $170,843, Manitoba $169,739$285,000: Ontario $173,166, Manitoba $172,176$290,000: Ontario $175,490, Manitoba $174,613$295,000: Ontario $177,813, Manitoba $177,051$300,000: Ontario $180,137, Manitoba $179,488
  • Bars above $0: more take-home in Ontario
  • Bars below $0: more take-home in Manitoba
Show as a table
SalaryOntarioManitobaOntario − Manitoba
$25,000$21,833$21,749+$84
$50,000$40,145$39,075+$1,070
$75,000$56,926$55,024+$1,902
$100,000$74,206$71,445+$2,761
$125,000$90,172$86,647+$3,526
$150,000$104,320$100,797+$3,523
$175,000$118,095$114,947+$3,149
$200,000$131,278$128,522+$2,756
$225,000$144,002$141,645+$2,357
$250,000$156,546$154,758+$1,787
$275,000$168,519$167,301+$1,218
$300,000$180,137$179,488+$649

Take-home on $80,000 in every province

  • Nunavut $62,299
  • Northwest Territories $61,166
  • British Columbia $61,157
  • Yukon $61,039
  • Alberta $60,698
  • Ontario $60,303
  • Saskatchewan $59,022
  • New Brunswick $58,246
  • Manitoba $58,228
  • Newfoundland and Labrador $57,857
  • Prince Edward Island $57,335
  • Quebec $57,012
  • Nova Scotia $56,439

Take-home pay by salary: Ontario vs Manitoba

Single employee, employment income only, 2026 rates.

SalaryOntario take-homeManitoba take-homeDifferenceMore in
$30,000$25,482$25,224$258Ontario
$50,000$40,145$39,075$1,070Ontario
$60,000$47,340$45,772$1,567Ontario
$75,000$56,926$55,024$1,902Ontario
$90,000$67,197$64,770$2,427Ontario
$100,000$74,206$71,445$2,761Ontario
$125,000$90,172$86,647$3,526Ontario
$150,000$104,320$100,797$3,523Ontario
$200,000$131,278$128,522$2,756Ontario
$250,000$156,546$154,758$1,787Ontario

Where the difference comes from

  • Tax-free amount. Ontario’s basic personal amount is $12,989, lower than Manitoba’s $15,780. Income up to that amount carries no provincial tax.
  • Lowest rate. Ontario starts at 5.05% and Manitoba at 10.8%.
  • Top rate. Combined with federal tax, the top rate is 53.53% in Ontario, from $220,000 of taxable income, and 50.40% in Manitoba, from $100,000.
  • Ontario extras. Ontario adds a surtax on higher provincial tax and the Ontario Health Premium of up to $900.
  • Manitoba phase-out. Manitoba phases out its basic personal amount between $200,000 and $400,000 of net income.

Sales tax in Ontario and Manitoba

Sales tax is separate from income tax but affects the cost of living. Ontario charges 13% HST, Manitoba charges 5% GST + 7% RST. On $1,000 of taxable purchases that is $130 in Ontario and $120 in Manitoba. Groceries and some other basics are tax-free everywhere.

What’s different in each for 2026

Ontario

  • Ontario adds a surtax: 20% of Ontario tax above $5,818, plus 36% of Ontario tax above $7,446.
  • The Ontario Health Premium, collected through your return, ranges from $0 to $900 depending on taxable income.
  • The Ontario tax reduction removes Ontario tax for lower incomes, using a $300 basic amount for 2026.
  • Ontario’s LIFT credit for low-income workers is not yet included in this calculator.

Manitoba

  • Manitoba kept its brackets at $47,000 and $100,000 for 2026 instead of indexing them for inflation.
  • Manitoba’s $15,780 basic personal amount is phased out for net incomes between $200,000 and $400,000.

Full calculators: Ontario income tax calculator · Manitoba income tax calculator

How the comparison works

Both columns use the same income and the same 2026 engine as our income tax calculators: federal and provincial brackets, basic personal amounts, CPP, EI and each province’s own surtaxes, premiums and reductions. Federal tax is the same everywhere except Quebec, so the difference comes from provincial tax.

You pay provincial tax to the province where you live on December 31. It assumes a single person claiming only the basic credits and does not yet include dividends, Ontario’s LIFT credit, low-income tax reductions in Nova Scotia, New Brunswick, Newfoundland and Labrador and P.E.I., age, pension, spouse, dependant, disability, medical, tuition and donation credits, refundable benefits, and alternative minimum tax.

Frequently asked questions

Is income tax higher in Ontario or Manitoba?

It depends on income. For 2026, take-home pay on a $50,000 salary is $1,070 more in Ontario; on $100,000 it is $2,761 more in Ontario; on $200,000 it is $2,756 more in Ontario. Ontario leaves you with more take-home pay at every salary from $20,000 to $300,000.

How much more would I take home in Manitoba than in Ontario on $100,000?

On a $100,000 salary in 2026, take-home pay is $71,445 in Manitoba and $74,206 in Ontario, a difference of $2,761 a year.

If I move from Ontario to Manitoba during 2026, which province taxes me?

The province where you live on December 31, 2026 taxes all of your 2026 income. If you move in November, you pay Manitoba tax for the whole year. Your employer may keep deducting Ontario tax until you update your details, so expect a refund or balance owing at filing.

Does this comparison include sales tax and cost of living?

The take-home figures cover income tax, CPP and EI only. Sales tax rates are shown separately. Housing, benefits, health premiums outside Ontario and other living costs are not included.

What does the comparison leave out?

It assumes a single person claiming the basic credits. It does not yet include dividends, Ontario’s LIFT credit, low-income tax reductions in Nova Scotia, New Brunswick, Newfoundland and Labrador and P.E.I., age, pension, spouse, dependant, disability, medical, tuition and donation credits, refundable benefits, and alternative minimum tax.

Sources

Rates were last verified on October 20, 2026 and are checked by 57 automated tests against CRA and Revenu Québec figures.

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