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2026 tax year · Rates verified October 20, 2026

Ontario vs British Columbia Income Tax 2026

At $80,000, you take home $854 more a year in British Columbia than in Ontario, about $71 a month. Enter your own pay to compare take-home pay, tax and contributions side by side.

Add other income or RRSP

Example: $80,000 salary

At $80,000, you take home $854 more a year in British Columbia than in Ontario, about $71 a month.

Ontario$60,303$5,025 a month
British Columbia$61,157$5,096 a month
Difference$854more in British Columbia
OntarioBritish ColumbiaOntario − British Columbia
Federal tax$9,243$9,243$0
Provincial tax$4,885$4,031+$854
CPP$4,446$4,446$0
EI and QPIP$1,123$1,123$0
Total tax and contributions$19,697$18,843+$854
Take-home pay$60,303$61,157−$854
Average tax rate17.66%16.59%
Marginal tax rate28.46%27.07%
Provincial basic personal amount$12,989$13,216
Sales tax on most purchases13%12%

Difference at other salaries

British Columbia leaves you with more take-home pay at every salary from $20,000 to $300,000.

−$8k−$6k−$4k−$2k$0+$2k$50k$100k$150k$200k$250k$300kYou: $80,000$20,000: Ontario $18,589, British Columbia $18,589$25,000: Ontario $21,833, British Columbia $22,563$30,000: Ontario $25,482, British Columbia $26,254$35,000: Ontario $29,223, British Columbia $29,793$40,000: Ontario $32,814, British Columbia $33,333$45,000: Ontario $36,554, British Columbia $36,872$50,000: Ontario $40,145, British Columbia $40,574$55,000: Ontario $43,861, British Columbia $44,203$60,000: Ontario $47,340, British Columbia $47,755$65,000: Ontario $50,556, British Columbia $51,044$70,000: Ontario $53,786, British Columbia $54,348$75,000: Ontario $56,926, British Columbia $57,711$80,000: Ontario $60,303, British Columbia $61,157$85,000: Ontario $63,679, British Columbia $64,603$90,000: Ontario $67,197, British Columbia $68,193$95,000: Ontario $70,714, British Columbia $71,783$100,000: Ontario $74,206, British Columbia $75,373$105,000: Ontario $77,632, British Columbia $78,875$110,000: Ontario $81,032, British Columbia $82,325$115,000: Ontario $84,337, British Columbia $85,775$120,000: Ontario $87,343, British Columbia $89,067$125,000: Ontario $90,172, British Columbia $92,153$130,000: Ontario $93,002, British Columbia $95,238$135,000: Ontario $95,831, British Columbia $98,324$140,000: Ontario $98,661, British Columbia $101,409$145,000: Ontario $101,490, British Columbia $104,412$150,000: Ontario $104,320, British Columbia $107,377$155,000: Ontario $107,089, British Columbia $110,342$160,000: Ontario $109,841, British Columbia $113,307$165,000: Ontario $112,592, British Columbia $116,272$170,000: Ontario $115,344, British Columbia $119,237$175,000: Ontario $118,095, British Columbia $122,202$180,000: Ontario $120,847, British Columbia $125,167$185,000: Ontario $123,518, British Columbia $128,051$190,000: Ontario $126,105, British Columbia $130,852$195,000: Ontario $128,692, British Columbia $133,579$200,000: Ontario $131,278, British Columbia $136,274$205,000: Ontario $133,715, British Columbia $138,970$210,000: Ontario $136,302, British Columbia $141,665$215,000: Ontario $138,889, British Columbia $144,360$220,000: Ontario $141,475, British Columbia $147,055$225,000: Ontario $144,002, British Columbia $149,751$230,000: Ontario $146,510, British Columbia $152,446$235,000: Ontario $149,019, British Columbia $155,141$240,000: Ontario $151,528, British Columbia $157,836$245,000: Ontario $154,037, British Columbia $160,532$250,000: Ontario $156,546, British Columbia $163,227$255,000: Ontario $159,054, British Columbia $165,922$260,000: Ontario $161,549, British Columbia $168,603$265,000: Ontario $163,872, British Columbia $171,113$270,000: Ontario $166,196, British Columbia $173,500$275,000: Ontario $168,519, British Columbia $175,825$280,000: Ontario $170,843, British Columbia $178,150$285,000: Ontario $173,166, British Columbia $180,475$290,000: Ontario $175,490, British Columbia $182,800$295,000: Ontario $177,813, British Columbia $185,125$300,000: Ontario $180,137, British Columbia $187,450
  • Bars above $0: more take-home in Ontario
  • Bars below $0: more take-home in British Columbia
Show as a table
SalaryOntarioBritish ColumbiaOntario − British Columbia
$25,000$21,833$22,563−$730
$50,000$40,145$40,574−$429
$75,000$56,926$57,711−$785
$100,000$74,206$75,373−$1,167
$125,000$90,172$92,153−$1,980
$150,000$104,320$107,377−$3,057
$175,000$118,095$122,202−$4,106
$200,000$131,278$136,274−$4,996
$225,000$144,002$149,751−$5,749
$250,000$156,546$163,227−$6,681
$275,000$168,519$175,825−$7,306
$300,000$180,137$187,450−$7,313

Take-home on $80,000 in every province

  • Nunavut $62,299
  • Northwest Territories $61,166
  • British Columbia $61,157
  • Yukon $61,039
  • Alberta $60,698
  • Ontario $60,303
  • Saskatchewan $59,022
  • New Brunswick $58,246
  • Manitoba $58,228
  • Newfoundland and Labrador $57,857
  • Prince Edward Island $57,335
  • Quebec $57,012
  • Nova Scotia $56,439

Take-home pay by salary: Ontario vs British Columbia

Single employee, employment income only, 2026 rates.

SalaryOntario take-homeBritish Columbia take-homeDifferenceMore in
$30,000$25,482$26,254$772British Columbia
$50,000$40,145$40,574$429British Columbia
$60,000$47,340$47,755$415British Columbia
$75,000$56,926$57,711$785British Columbia
$90,000$67,197$68,193$996British Columbia
$100,000$74,206$75,373$1,167British Columbia
$125,000$90,172$92,153$1,980British Columbia
$150,000$104,320$107,377$3,057British Columbia
$200,000$131,278$136,274$4,996British Columbia
$250,000$156,546$163,227$6,681British Columbia

Where the difference comes from

  • Tax-free amount. Ontario’s basic personal amount is $12,989, lower than British Columbia’s $13,216. Income up to that amount carries no provincial tax.
  • Lowest rate. Ontario starts at 5.05% and British Columbia at 5.6%.
  • Top rate. Combined with federal tax, the top rate is 53.53% in Ontario, from $220,000 of taxable income, and 53.50% in British Columbia, from $265,545.
  • Ontario extras. Ontario adds a surtax on higher provincial tax and the Ontario Health Premium of up to $900.
  • B.C. tax reduction. B.C. gives up to $690 off provincial tax for net incomes under $44,952.

Sales tax in Ontario and British Columbia

Sales tax is separate from income tax but affects the cost of living. Ontario charges 13% HST, British Columbia charges 5% GST + 7% PST. On $1,000 of taxable purchases that is $130 in Ontario and $120 in British Columbia. Groceries and some other basics are tax-free everywhere.

What’s different in each for 2026

Ontario

  • Ontario adds a surtax: 20% of Ontario tax above $5,818, plus 36% of Ontario tax above $7,446.
  • The Ontario Health Premium, collected through your return, ranges from $0 to $900 depending on taxable income.
  • The Ontario tax reduction removes Ontario tax for lower incomes, using a $300 basic amount for 2026.
  • Ontario’s LIFT credit for low-income workers is not yet included in this calculator.

British Columbia

  • B.C. Budget 2026 raised the lowest rate from 5.06% to 5.60% for the whole 2026 year, on the first $50,363 of taxable income.
  • The B.C. tax reduction credit rose to $690. It shrinks by 3.56% of net income above $25,570 and is gone at $44,952.
  • B.C. has paused indexing its brackets and credits at 2026 levels for 2027 to 2030.

Full calculators: Ontario income tax calculator · British Columbia income tax calculator

How the comparison works

Both columns use the same income and the same 2026 engine as our income tax calculators: federal and provincial brackets, basic personal amounts, CPP, EI and each province’s own surtaxes, premiums and reductions. Federal tax is the same everywhere except Quebec, so the difference comes from provincial tax.

You pay provincial tax to the province where you live on December 31. It assumes a single person claiming only the basic credits and does not yet include dividends, Ontario’s LIFT credit, low-income tax reductions in Nova Scotia, New Brunswick, Newfoundland and Labrador and P.E.I., age, pension, spouse, dependant, disability, medical, tuition and donation credits, refundable benefits, and alternative minimum tax.

Frequently asked questions

Is income tax higher in Ontario or British Columbia?

It depends on income. For 2026, take-home pay on a $50,000 salary is $429 more in British Columbia; on $100,000 it is $1,167 more in British Columbia; on $200,000 it is $4,996 more in British Columbia. British Columbia leaves you with more take-home pay at every salary from $20,000 to $300,000.

How much more would I take home in British Columbia than in Ontario on $100,000?

On a $100,000 salary in 2026, take-home pay is $75,373 in British Columbia and $74,206 in Ontario, a difference of $1,167 a year.

If I move from Ontario to British Columbia during 2026, which province taxes me?

The province where you live on December 31, 2026 taxes all of your 2026 income. If you move in November, you pay British Columbia tax for the whole year. Your employer may keep deducting Ontario tax until you update your details, so expect a refund or balance owing at filing.

Does this comparison include sales tax and cost of living?

The take-home figures cover income tax, CPP and EI only. Sales tax rates are shown separately. Housing, benefits, health premiums outside Ontario and other living costs are not included.

What does the comparison leave out?

It assumes a single person claiming the basic credits. It does not yet include dividends, Ontario’s LIFT credit, low-income tax reductions in Nova Scotia, New Brunswick, Newfoundland and Labrador and P.E.I., age, pension, spouse, dependant, disability, medical, tuition and donation credits, refundable benefits, and alternative minimum tax.

Sources

Rates were last verified on October 20, 2026 and are checked by 57 automated tests against CRA and Revenu Québec figures.

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